Why i opened the bank of dave

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David Fishwick Minibuses Need Help? Online Payments. About Us. Contact Us. You can opt out at any time. View our Privacy Policy here. View our subscription packages to access the magazine, our online channels, events and more. You can also purchase back issues of the magazine. Previous Post Next Post. Back to top. I thought that I'd take care of my business the bankers could take care of there's and we'd all be fine.

Then in it turned out that I was mistaken. The bankers weren't taking care of anybody's business, and definitely not their own. My business is selling minibuses, and I've built up that business to become the largest supplier of minibuses in the UK. I had a lot of customers who bought minibuses on finance and who were decent, reliable, hardworking people that always paid back anything they owed.

Suddenly, the credit crunch hit and these people I'd known for years couldn't get a penny from the Banks and finance houses. This was a big problem for them, but it was an even bigger problem for me. If nobody could get credit to buy a new minibus, that would mean no more David Fishwick Minibuses! So I decided to start lending people the money myself. I knew my customers would pay me back and that's exactly what they did, no matter what the computer at the banks said.

This made me wonder; if I could do things without the big banks just in my company, what would happen if I tried the same thing for more people by opening a 'bank ' that didn't only aim to make money, but help people too.

Burnley's a very different place to the City of London. In Burnley we've not got an awful lot of money, but we have a lot of common sense. In the City the Bankers seem to have a lot of money but not a lot of It's my hometown and I love it, but it has a lot of problems.

Everywhere I looked, businesses were going bust and shops were sitting empty with big to let signs over the door.